Apply Now
OR CALL US FREE
from a landline or UK mobile
0800 710 1111
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
testimonial 1
"Thank you for doing the loan so quickly. This was only achieved by you going out of your way."

Mr B. of London
testimonial 2
"Great service, professionalism & communication.

Many thanks!"

Mr M. of Lancashire
testimonial 3
"We were extremely pleased with the way in which our loan application was dealt with and would certainly recommend your company to anyone requiring financial help."

Mrs G. of Hertfordshire
testimonial 4
"Very professional!"

Mr S. of Suffolk
testimonial 5
"Courteous service, matters were dealt with speedily and efficiently."

Mr W. of Middlesex
testimonial 6
"Your staff did their best to help us out at all times even working til late in the evenings."

Mr M. of Wrexham
Compare...
Compare...


..our representative APRC to the many hundreds of other UK loan companies on the internet.

Our representative interest rate is 6.9% APRC Variable, which is more than 3% cheaper than some of our competitors.

Why pay more for a secured loan elsewhere?
Trust...
Trust...


..Ginger Loans to find you the very best loan available, even if you have poor credit.

With four decades of experience, Ginger Loans has both the expertise and a knowledge of secured loans that you won't find elsewhere.

Meet...
Meet...


  ..our secured loan lenders.

secured loan lenders
Relax...
Relax...


..you're in the hands of one of the most experienced and respected finance companies in the country.

Over the last four decades we've helped tens of thousands of people just like you with fast loans and low interest loans.
Borrow...
Borrow...


..any amount from £3,000 to £3m, over a loan term that suits both you and your monthly budget.

Ginger Loans has hundreds of secured loan products to suit every type of borrower, even if you have a bad credit history.

Avoid...
Avoid...


..loan comparison sites. You will almost always pay a higher interest rate, as the finance company has to pay a fee to the comparison site for the introduction.

Apply for an online loan direct to Ginger Loans and cut out the middle man! Why pay more for a loan elsewhere?
Apply for a loan online

Please complete our easy loan application in full, write "n/a" if not applicable, alternatively you can apply for a fast loan by calling 0800 710 1111, we will complete the application form for you.

If you are a Homeowner, click here to apply for a Secured Loan
If you're anything else, click here to apply for an Unsecured Loan
You can find the secured loan
you want in three easy steps
Step 1
Click the apply for a loan button. The details
you provide mean we can ensure you receive the best loan and cheapest loan rate.
Step 2
Our skilled staff will compare the loans market to find the right loan, agree the loan repayment with you, and send you the loan paperwork.
Step 3
We want you to be totally happy with your
low rate loan. When you decide to proceed,
just sign and return the pre-completed forms, sit back and wait for your money.
Why Ginger Loans?
Great loan service
Great loan service
Lowest loan rates
Lowest loan rates
No up front fees
No up front fees
30 years experience
30 years experience
Fixed rates available
Fixed rates available
Any purpose loans if you
have bad credit
If you need help with the following...
Loans to repay Mortgage Arrears
Loans to repay Mortgage Arrears
Loans to repay Court Judgements
Loans to repay Court Judgements
Loans to repay Credit Defaults
Loans to repay Credit Defaults
Poor credit rating
Poor credit rating
Repay a Bankruptcy Petition
Repay a Bankruptcy Petition
...Ginger Loans can usually still help.
Many of our loan plans will ignore your
poor credit problems, meaning you
could still qualify for the lowest interest rates.
Who can apply?
Loans for Homeowners
Loans for Homeowners
Loans for Employed
Loans for Employed
Loans for Self Employed
Loans for Self Employed
People with Bad Credit
People with Bad Credit
People on Benefits
People on Benefits
Loans for any purpose
Home Improvement Loans
Home Improvement Loans
Poor Credit Loans
Poor Credit Loans
A Loan for a Car
A Loan for a Car
Business Loans
Business Loans
Wedding Loans
Wedding Loans
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS
ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
Representative 6.9% APRC VariableThis means 51% of customers are given this rate or lower. Rates from 4.8% APRC Variable. We also have Secured Loan plans with rates up to 34.9% APRC Variable allowing us to help customers even with the most severe credit problems. A broker fee of up to 7% may be charged up to a maximum of £2,975. On loan applications we receive a commission fee from the lender on completion and we estimate this will be 2% of the loan advanced. This is separate from our broker fee and is an additional fee we receive. We recommend all customers obtain independent legal advice before signing any documentation.
Loans are secured on your home. We are a broker, not a lender.
If you are thinking of consolidating existing borrowing you should be aware that if you are extending
the term of the debt you may be increasing the total amount you repay.
For help, go to www.moneyadviceservice.org.uk
tel: 0800 710 1111     fax: 01442 873847
email: click here to contact us address: Audley House, Northbridge Road, Berkhamsted, Hertfordshire, HP4 1EH
Telephone calls are recorded for training and compliance purposes. Ginger Loans is a trading style of Think Loans Limited. Registered in England, No. 5271214.
Registered office: 119 The Hub, 300 Kensal Road, London, W10 5BE. Think Loans Ltd is an appointed representative of Specialist Financial Services Limited,
which is authorised and regulated by the Financial Conduct Authority. Specialist Financial Services Limited is entered on the Financial Services Register (www.fca.org.uk/register) under reference 676853. The FCA does not regulate some forms of second charge secured loans.
"Ginger" is a registered trademark of Think Loans Limited. The use of this trademark is strictly restricted to our approved suppliers only.
Reproduction of this website in whole or in part without permission is prohibited.
Ginger Loans © 2016. All rights reserved.
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