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OR CALL US FREE
from a landline or UK mobile
0800 710 1111
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
You can find the secured loan
you want in three easy steps
Step 1
Click the apply for a loan button. The details
you provide mean we can ensure you receive the best loan and cheapest loan rate.
Step 2
Our skilled staff will compare the loans market to find the right loan, agree the loan repayment with you, and send you the loan paperwork.
Step 3
We want you to be totally happy with your
low rate loan. When you decide to proceed,
just sign and return the pre-completed forms, sit back and wait for your money.
Why Ginger Loans?
Great loan service
Great loan service
Lowest loan rates
Lowest loan rates
No up front fees
No up front fees
30 years experience
30 years experience
Fixed rates available
Fixed rates available
Any purpose loans if you
have bad credit
If you need help with the following...
Loans to repay Mortgage Arrears
Loans to repay Mortgage Arrears
Loans to repay Court Judgements
Loans to repay Court Judgements
Loans to repay Credit Defaults
Loans to repay Credit Defaults
Poor credit rating
Poor credit rating
Repay a Bankruptcy Petition
Repay a Bankruptcy Petition
...Ginger Loans can usually still help.
Many of our loan plans will ignore your
poor credit problems, meaning you
could still qualify for the lowest interest rates.
Who can apply?
Loans for Homeowners
Loans for Homeowners
Loans for Employed
Loans for Employed
Loans for Self Employed
Loans for Self Employed
People with Bad Credit
People with Bad Credit
People on Benefits
People on Benefits
Loans for any purpose
Home Improvement Loans
Home Improvement Loans
Poor Credit Loans
Poor Credit Loans
A Loan for a Car
A Loan for a Car
Business Loans
Business Loans
Wedding Loans
Wedding Loans
  1. How can I get a quick loan?
    At Ginger Loans, we are known for providing the best loans in the shortest possible time. Either click here to Apply For A Loan above or call us on our free phone number 0800 710 1111 to speak with one of our experienced secured loan advisors. Our second mortgage loans are the cheapest loans in the industry - guaranteed.  Back to top
  2. How can I get a loan with bad credit?
    Ginger Loans has hundreds of secured loans available for people with a bad credit history. Many of our loan lenders ignore poor credit over 12 months old or recent smaller credit problems. We also have UK loan lenders that will ignore any amount of CCJs and credit defaults. Click here to Apply For A Loan to see how easy it is.  Back to top
  3. How do I compare loan rates between different loan companies?
    The best way to compare a loan between two companies is to look at the APR. If you have been offered a loan by more than one company and the loan amounts and loan terms are the same, the APR will indicate which one is the best deal from UK loan lenders.  Back to top
  4. I need a loan but cannot prove my self employed income. Can you help?
    If you cannot provide accounts, we have UK loan lenders that will provide loans for self employed applicants.  Back to top
  5. I am looking at long term loans as I want to keep my loan repayment as low as possible. What loan terms can you offer?
    Ginger loans can offer a long term loan of up to 30 years, but we always recommend that you take a loan over the shortest affordable term. That way you pay less interest!  Back to top
  6. Can I have a secured business loan on my property?
    Yes, a Ginger Loan can be used for any purpose you wish. Remember, with our cheap loans you can apply for a car loan with bad credit, wedding loans or home improvement loans. Our second mortgages are flexible loans that can be used for more than one purpose if you wish.  Back to top
  7. Can I get a loan after bankruptcy?
    Ginger Loans has several loan lenders that can help you to raise money to clear bankruptcy or can help once the bankruptcy has been discharged. We are also specialists in arranging loans to discharge a bankruptcy petition.  Back to top
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS
ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
Representative 6.9% APRC VariableThis means 51% of customers are given this rate or lower. Rates from 4.8% APRC Variable. We also have Secured Loan plans with rates up to 34.9% APRC Variable allowing us to help customers even with the most severe credit problems. A broker fee of up to 7% may be charged up to a maximum of £2,975. On loan applications we receive a commission fee from the lender on completion and we estimate this will be 2% of the loan advanced. This is separate from our broker fee and is an additional fee we receive. We recommend all customers obtain independent legal advice before signing any documentation.
Loans are secured on your home. We are a broker, not a lender.
If you are thinking of consolidating existing borrowing you should be aware that if you are extending
the term of the debt you may be increasing the total amount you repay.
For help, go to www.moneyadviceservice.org.uk
tel: 0800 710 1111     fax: 01442 873847
email: click here to contact us address: Audley House, Northbridge Road, Berkhamsted, Hertfordshire, HP4 1EH
Telephone calls are recorded for training and compliance purposes. Ginger Loans is a trading style of Think Loans Limited. Registered in England, No. 5271214.
Registered office: 119 The Hub, 300 Kensal Road, London, W10 5BE. Think Loans Ltd is an appointed representative of Specialist Financial Services Limited,
which is authorised and regulated by the Financial Conduct Authority. Specialist Financial Services Limited is entered on the Financial Services Register (www.fca.org.uk/register) under reference 676853. The FCA does not regulate some forms of second charge secured loans.
"Ginger" is a registered trademark of Think Loans Limited. The use of this trademark is strictly restricted to our approved suppliers only.
Reproduction of this website in whole or in part without permission is prohibited.
Ginger Loans © 2016. All rights reserved.
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